BHOLAPAY centralizes merchant pay-ins across multiple bank accounts, captures bank alerts, matches transactions, reviews payment proof and pushes real-time status updates back to merchants.
A single operating layer between your merchants and your transaction sources.
Track incoming credits from multiple bank accounts and connectors in one ledger.
Review user-uploaded payment screenshots through a private admin review route.
Match amount, time, UTR and merchant references with configurable confidence levels.
Connect a bank-alert mailbox through IMAP and parse transaction notifications.
Accept bank alert messages from an approved SMS gateway or connector into the same ledger.
Push signed payment.updated events back to each merchant application.
Merchant creates a payment order through your API.
Bank/API/email/SMS alert arrives in your central system.
The matching engine links the credit to the open payment.
Merchant dashboard and webhook receive the new payment status.